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I have purchased several Swiss Legend Neptunes, 52mm. I like that they are substantial and easy to read for these aging eyes. More recently have been buying the Swiss Legend Expedition line for their sleek look and low profile when wearing long sleeved shirts. I do prefer to be color coordinated and have found that I am not able to do that with the Expedition line. I own the Black & Bright Blue models. If you would produce a Chocolate Brown Piece, I would love to purchase it in that model. But that color seems to be the hardest to find!
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I have purchased seerval Swiss Legend Neptunes, 52mm. I like that they are substantial and easy to read for these aging eyes. More recently have been buying the Swiss Legend Expedition line for their sleek look and low profile when wearing long sleeved shirts. I do prefer to be color coordinated and have found that I am not able to do that with the Expedition line. I own the Black & Bright Blue models. If you would produce a Chocolate Brown Piece, I would love to purchase it in that model. But that color seems to be the hardest to find!
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First off, I have been a claims asudjter for 20+ years. Using a credit report to help determine rates is pure BS. As another poster stated many people with good credit suck at driving. Their the ones who are wealthy and too busy to pay attention while driving. I have investigated 1000 s of accidents and there is absolutely no correlation between bad credit and bad driving. I agree there is a correlation between good credit and the insurance company getting paid on time. That is their main concern. Using the credit report crap to charge higher rates is just a bonus to the company.And folks let's be clear about the myth that insurance is required in all states. It is NOT!! It certainly should be but it is not.People who are not in the insurance game (like nan6872) assume that insurance is required in all states because that is a logical conclusion, except when dealing with insurance and vehicle laws there is not much logic applied. There are many states that do not require mandatory insurance but instead require financial responsibility . For example I handle a lot of claims in Wisconsin. There are tons of insured drivers there drinking their great beer and driving home. Insurance is not mandatory there, however if you have an at-fault accident while uninsured the Dept of Transportation will revoke your license and registration if you do not sign a contract to repair the damages you are responsible for.
#98 przez Svetlana
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Most of the time, yes they will find those prior claims.Many iursnance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an iursnance company.Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims.
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